Group & Individual Health Insurance in Lebanon, Ohio
From employer-sponsored group plans that help you compete for talent, to individual and family coverage outside of work — Michael Insurance Planning has navigated Ohio's health insurance market since 1975.
Health Insurance for Businesses and Individuals
Health insurance is the benefit employees value most — and for small businesses, it can be the deciding factor in hiring and retention. Helping small and mid-sized Warren County businesses offer competitive medical benefits has been Michael Insurance Planning's specialty since 1975.
We also work with individuals and families who need coverage outside of an employer plan — whether you are self-employed, between jobs, or your employer does not offer benefits. We navigate the marketplace options and find coverage that fits your doctors, your prescriptions, and your budget.
Health Coverage Options We Offer
Group Medical Plans
Employer-sponsored health coverage for businesses of all sizes — designed to attract and retain quality employees.
Individual & Family Plans
Personal coverage through the marketplace or private carriers for individuals and families without employer benefits.
Dental & Vision
Standalone or bundled coverage for preventive and restorative dental care, plus vision exams and eyewear.
Health Savings Accounts (HSA)
Tax-advantaged savings accounts paired with high-deductible health plans to reduce overall healthcare costs.
Short-Term Health Coverage
Bridge coverage for gaps between employer plans, during waiting periods, or while evaluating longer-term options.
Supplemental Plans
Additional coverage for specific conditions, hospital stays, or gaps in your primary health insurance.
Why Lebanon Employers and Individuals Choose Our Agency
Group Health Has Been Our Specialty Since 1975
Jerry Michael founded this agency to help small businesses offer competitive benefits. Jeff Michael continues that mission with the same hands-on approach, deep carrier relationships, and commitment to local service.
Unbiased Guidance Across Multiple Carriers
We are not tied to any single health insurance company. We compare plans across our carrier network and recommend what is best for your situation — not what generates the highest commission.
Annual Enrollment Support Every Renewal Cycle
Open enrollment is stressful. We are in your corner during every renewal, reviewing options, explaining changes, and making sure your employees understand their benefits.
Other Insurance Services
Ready to Find the Right Health Insurance?
Get a free, no-obligation quote. We compare 25+ carriers so you don't have to.
Get a Quick Quote
Free, no-obligation. We'll respond within 24 hours.